FBRC (“Company”) is committed to respecting the privacy of every person who shares personal information with the Company either by accessing the Company mobile application ‘FBRC’ (“App”) (collectively, “Personal Information”). Your privacy is important to us, and we strive to take reasonable care in the protection of the information we receive from you.

The purpose of this Privacy Policy (“Policy”), as amended from time to time, is to give you an understanding of how we intend to collect, store, transfer, and use the Personal Information you provide to us. The Policy may be subject to further changes. Upon updating the Policy, we may revise the “Updated” date at the bottom of this Policy. Your continued use of our platform and services will imply your acceptance of such updates to this Policy.

By providing us your information, you hereby consent to the collection, storage, disclosure, processing, and transfer of such information for the purposes as disclosed in this Policy. You are providing the information out of your free will. You have the option not to provide us the data or Personal Information sought to be collected if you do not agree with this Policy.

Further, you have the option to not provide your consent, or withdraw any consent given earlier, provided that the decision to not provide consent/withdrawal of the consent is intimated to us in writing. If you do not provide us Personal Information or withdraw the consent to provide us with any of your Personal Information at any point in time, we shall have the option not to provide our services to you to the extent the said Personal Information is required.

Personal Information and its Usage

We are collecting such as:

• Phone Number
• Name
• Email
• Gender
• Birthdate
• Location
• Bank Details (Account Holder Name, Account Number, IFSC Code)

We may collect, disclose, process, and transfer your Personal Information:

• To enable the functioning of the App or the Website, the Company’s business and carry out data analytics to improve your user experience;
• To any entity affiliated or associated with the Company;
• In connection with any transaction where we are acquired by or merged with another company;
• To administer or otherwise carry out our obligations in relation to any agreement you have with us;
• To respond to subpoenas, court orders, or legal processes, or to establish or exercise our legal rights or defend against legal claims; and
• To investigate, prevent, or take action regarding illegal activities, suspected fraud, violations of the website, or as otherwise required by law.

We may also remove all personally identifiable information and use the rest of the data/information for historical or statistical purposes.

You hereby consent that the collection, disclosure, storage, processing, and transfer of any Personal Information or any other information as disclosed under this Policy shall not cause any loss or wrongful gain to you if the same is used for the purposes stated in this Policy.

Authorization

Further, you have the option to not provide your consent, or withdraw any consent given earlier, provided that the decision to not provide consent/withdrawal of the consent is intimated to us in writing. If you do not provide us Personal Information or withdraw the consent to provide us with any of your Personal Information at any point in time, we shall have the option not to provide our services to you to the extent the said Personal Information is required.

Security

Further, you have the option to not provide your consent, or withdraw any consent given earlier, provided that the decision to not provide consent/withdrawal of the consent is intimated to us in writing. If you do not provide us Personal Information or withdraw the consent to provide us with any of your Personal Information at any point in time, we shall have the option not to provide our services to you to the extent the said Personal Information is required.

Contacting Us

We can address any questions, comments, and concerns about our online privacy practices and policy. Please write to us at: support@fbrc.com

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